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Finance SMS Messaging Solution

Build trust with your customers through finance SMS. Dexatel helps you deliver real-time alerts, boost security, and improve satisfaction with minimal effort.

Available with

Finance SMS

Trusted by Leading Brands Worldwide

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Recent Awards and Recognition

Why Use SMS for Banks and Financial Services

85%

of banking customers say they prefer receiving SMS alerts for account activity

61%

of clients say they feel safer when getting SMS alerts for suspicious transactions

67%

of millennials prefer getting text message updates about their financial transactions

>70%

of fraud-related alerts sent via SMS are viewed and acted upon within 5 minutes

Use Cases of Financial Messaging

Transaction Verification

Confirm high-value or unusual transactions via SMS. A quick message guarantees secure processing and prevents unauthorized activity in real time.

SMS

WhatsApp

Viber

RCS

transaction verification

Two-Factor Authentication

Protect customer accounts with SMS-based one-time passwords. This adds a layer of security that helps prevent unauthorized logins and identity theft.

SMS

WhatsApp

Viber

RCS

2FA

Account Activity Notifications

Send SMS alerts for deposits, withdrawals, or balance changes. These notifications improve transparency by showing account activity as it happens.

SMS

WhatsApp

Viber

RCS

account activity

Fraud Alerts

Let your customers know about suspicious transactions. Timely SMS communication allows for faster fraud detection and minimizes financial losses.

SMS

WhatsApp

Viber

RCS

Fraud Alert

Credit Card Payment Reminders

Send payment reminders ahead of credit card due dates. A quick banking SMS message can reduce delinquency rates and improve customer satisfaction.

SMS

WhatsApp

Viber

RCS

credit card payments

Got Questions? We’ve Got Answers

What is finance SMS?

Finance SMS refers to text messages sent by banks, credit unions, and financial institutions to communicate with customers. These messages can include transaction alerts, OTPs, fraud warnings, and payment reminders. It’s a fast, direct, and highly effective way to deliver time-sensitive financial information.

Which platform provides the best financial messaging services?

Dexatel is one of the best platforms that offers SMS financial services. With advanced features like two-way messaging, dynamic sender IDs, and compliance-ready tools, Dexatel helps institutions send critical messages with confidence. Its speed, scalability, and end-to-end encryption make it a trustworthy messaging partner.

Is SMS financial texting legal?

Yes, SMS financial texting is legal as long as it follows data protection and telecom regulations like the GDPR. Transactional messages, such as balance updates, OTPs, and fraud alerts, are typically exempt from opt-in requirements. However, promotional texts still require prior consent from the recipient.

How much does it cost to send an SMS finance message?

The cost of sending a finance-related SMS depends on factors like destination country, message volume, and whether it's domestic or international. On average, prices range from $0.01 to $0.05 per message for standard delivery. Platforms like Dexatel offer pay-as-you-go plans, while others have monthly subscriptions.

How can I send financial text messages?

To send financial SMS messages, you’ll need a trusted CPaaS platform like Dexatel that supports secure messaging APIs or a user-friendly dashboard. Simply upload your contact list, craft your message, and choose your delivery options. Also, make sure all messages are compliant with local laws and telecom regulations.

Stay Connected and Compliant

Partner with Dexatel for reliable SMS solutions built for banks and financial institutions.